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Living Benefits Case Studies
Strengthening Communities Through Faith and Action
What is Your Divine Path To Financial Freedom?
Planning for retirement can be overwhelming, when it comes to taxes.
Living Benefits are the new kind of life insurance. In short, it's life insurance you don't have to die to use.
Legacy planning goes beyond determining who gets what after you are no longer here.
With a (BLP), you can allocate existing funds to help cover expenses your family is likely to incur in the months following your passing.
Learn how Infinite Banking uses permanent cash-value life insurance policies to grow money in a tax-advantaged way.
Unlock Financial Stability and Growth with Indexed Annuities
Premium finance is a strategy in which a policyholder borrows from a third-party lender (a bank) in order to pay large life insurance premiums on a large policy.
As parents, we all love and want what's best for our kids. This includes wanting the best for their future financially.
If you own a home and are currently paying off a mortgage, you should have mortgage protection life insurance in place, also known as home life insurance.
Planning and Protection for Business Owners
Our partnership with Colonial Life provides critical support to employees when the unexpected happens — whether it’s an accident, illness or injury.
With our Fortress Valor Plan, you’re not just securing your family's future — you're fortifying it with comprehensive living benefits and long-term retirement protection. Designed for those who serve with bravery and integrity, this plan offers critical and terminal illness benefits, disability income, and long-term care options, ensuring financial support during life’s unforeseen challenges. Additionally, our retirement protection features provide peace of mind, guaranteeing a stable and secure future even after your service ends. Embrace a plan that stands as strong as your commitment to your loved ones, with the Fortress Valor Plan.
A new type of coverage is now available that protects against the specific risks that our soldiers and their families face every day in the line of duty:
The Fortress Valor Plan from Divine Path Financial Group is more than just a life insurance policy; it’s a lifeline that extends support beyond the traditional scope. This plan includes comprehensive living benefits that provide crucial financial relief during critical times. Should you face a serious health condition, such as a critical or terminal illness, you can access a portion of your policy’s death benefit to cover medical expenses and other costs, easing the burden on your family. The plan also features a disability income rider, ensuring that if you are unable to work due to an injury or illness, you will still receive a steady income. Moreover, with long-term care benefits, you can use your policy to pay for in-home care or nursing facility expenses, maintaining your family's financial stability while receiving the necessary care.
As part of your lifelong financial strategy, the Fortress Valor Plan offers robust retirement protection, ensuring you have the resources to enjoy your post-service years. Designed to accumulate cash value over time, this plan allows you to build a financial cushion that can be used to supplement your retirement income, providing stability and peace of mind as you transition from active duty to civilian life. Additionally, the plan offers flexible convertibility options, enabling you to convert your term coverage into a permanent policy. This feature ensures that you maintain continuous protection and financial growth opportunities, helping you to preserve and enhance your financial legacy well into retirement.
At Divine Path Financial Group, the Fortress Valor Plan reflects our profound dedication to supporting military members and their families with exceptional care and tailored services. Understanding the unique challenges and risks that come with military life, this plan is specifically crafted to meet those needs. Whether you’re deployed or in a combat zone, your coverage remains intact, offering peace of mind that your family is protected. Our living benefits provide critical support during times of health crises, and our retirement protection ensures long-term financial security. With many of our team members being veterans themselves, we bring a deep empathy and specialized knowledge to every policy. Divine Path Financial Group is committed to being your steadfast partner, honoring your service with a plan designed to stand as strong as you do.
Military servicemen and women, along with their families, benefit significantly from living benefits offered by Divine Path Financial Group. Here’s how:
Living benefits allow military personnel to access a portion of their life insurance policy’s death benefit if diagnosed with a critical illness. This financial support can cover medical expenses, treatment costs, and other immediate needs, ensuring their families remain financially stable during health crises.
Disability income riders provide a reliable income stream if a service member is injured or becomes ill and cannot work. This ensures continuous financial support, allowing the servicemember to focus on recovery without worrying about lost income.
Long-term care benefits enable military families to use their policy benefits to cover the costs of extended medical care, such as nursing home stays or in-home care. This feature safeguards their financial resources while ensuring they receive necessary medical attention.
At Divine Path Financial Group, we recognize the sacrifices made by military servicemen and women. Our living benefits are designed to offer comprehensive support, providing peace of mind and financial security to those who serve our country and their loved ones.
Our articles provide valuable tips and in-depth analysis to help you secure your financial future and make informed decisions. Whether you’re planning for retirement, protecting your wealth, or seeking strategies for sustainable growth, our blog is your trusted resource for achieving financial peace of mind and building a legacy of security and prosperity. Join us as we navigate the path to financial stability together.
At Divine Path Financial Group, our mission is to guide our clients on their unique financial journeys by providing expert advice, tailored solutions, and unwavering support
331 Newman Springs Road Suite 143 Red Bank, NJ 07701 Mailing Address P.O. Box 17 Manahawkin, NJ 08050
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