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Living Benefits Case Studies
Strengthening Communities Through Faith and Action
What is Your Divine Path To Financial Freedom?
Planning for retirement can be overwhelming, when it comes to taxes.
Living Benefits are the new kind of life insurance. In short, it's life insurance you don't have to die to use.
Legacy planning goes beyond determining who gets what after you are no longer here.
With a (BLP), you can allocate existing funds to help cover expenses your family is likely to incur in the months following your passing.
Learn how Infinite Banking uses permanent cash-value life insurance policies to grow money in a tax-advantaged way.
Unlock Financial Stability and Growth with Indexed Annuities
Premium finance is a strategy in which a policyholder borrows from a third-party lender (a bank) in order to pay large life insurance premiums on a large policy.
As parents, we all love and want what's best for our kids. This includes wanting the best for their future financially.
If you own a home and are currently paying off a mortgage, you should have mortgage protection life insurance in place, also known as home life insurance.
Planning and Protection for Business Owners
Our partnership with Colonial Life provides critical support to employees when the unexpected happens — whether it’s an accident, illness or injury.
Working as a police officer, corrections officer, firefighter, or emergency medical technician (EMT), you dedicate your life to serving both your community and your family. At Divine Path Financial Group, we honor your commitment by offering the Fortress Valor Plan, specifically tailored for first responders. This comprehensive plan is designed to secure your family’s financial future, providing you with the peace of mind that comes from knowing they are protected, no matter what challenges arise. With benefits crafted to meet the unique needs of those who protect and serve, Divine Path Financial Group stands beside you every step of the way, supporting your mission with the strength and integrity you deserve.
A new type of coverage is now available that protects against the specific risks that our first responders and their families face every day in the line of duty:
The Fortress Valor Plan from Divine Path is not just a life insurance policy; it’s a vital support system designed for the brave police officers, firefighters, and emergency medical technicians (EMTs) who protect our communities. This plan includes extensive living benefits that offer critical financial support during life’s most challenging moments. If you are diagnosed with a serious health condition, such as a critical or terminal illness, you can access a portion of your policy’s death benefit to help cover medical expenses and other urgent costs, relieving the financial strain on your family. The plan also features a disability income rider, ensuring that if you are unable to work due to an injury or illness, you will continue to receive a steady income. Additionally, our long-term care benefits allow you to use your policy to cover the costs of in-home care or nursing facilities, providing financial stability while you focus on recovery.
As part of your lifelong financial strategy, the Fortress Valor Plan offers robust retirement protection, ensuring you have the resources to enjoy your post-service years. Designed to accumulate cash value over time, this plan allows you to build a financial cushion that can be used to supplement your retirement income, providing stability and peace of mind as you transition from active duty to civilian life. Additionally, the plan offers flexible convertibility options, enabling you to convert your term coverage into a permanent policy. This feature ensures that you maintain continuous protection and financial growth opportunities, helping you to preserve and enhance your financial legacy well into retirement.
For first responders, planning for a secure retirement is essential after a career dedicated to saving lives and serving others. The Fortress Valor Plan from Divine Path offers robust retirement protection, ensuring you have the financial resources to enjoy your retirement years with confidence. This plan is designed to accumulate cash value over time, allowing you to build a financial safety net that can supplement your retirement income, providing stability and peace of mind as you transition from your demanding career to a well-deserved retirement. The plan also includes flexible convertibility options, enabling you to convert your term coverage into a permanent policy. This ensures that you maintain lifelong protection and continue to grow your financial legacy, securing your future well beyond your active service.
At Divine Path, the Fortress Valor Plan embodies our deep respect and unwavering support for first responders. We understand the unique risks and challenges you face every day, and this plan is crafted specifically to meet those needs. Whether you’re in the line of duty as a police officer, firefighter, or emergency medical technician (EMT), your coverage remains strong and reliable. Our living benefits provide critical financial support during health crises, while our retirement protection ensures your long-term financial security. With a team that appreciates the sacrifices made by first responders, we bring empathy and specialized knowledge to every policy. Divine Path is committed to being your trusted partner, honoring your service and dedication with a plan designed to stand as resilient and steadfast as you do.
First responders, such as police officers, firefighters, emergency medical technicians (EMTs), and corrections officers, benefit significantly from living benefits provided by Divine Path Financial Group. Here’s how:
Living benefits enable first responders to access a portion of their life insurance policy’s death benefit if diagnosed with a critical illness. This financial support can cover medical expenses, treatment costs, and other immediate needs, ensuring that their families remain financially stable during times of health crises.
In the event of injury or illness that prevents them from working, disability income riders provide a steady stream of income. This ensures that first responders continue to receive financial support, allowing them to focus on recovery without worrying about lost income.
Our articles provide valuable tips and in-depth analysis to help you secure your financial future and make informed decisions. Whether you’re planning for retirement, protecting your wealth, or seeking strategies for sustainable growth, our blog is your trusted resource for achieving financial peace of mind and building a legacy of security and prosperity. Join us as we navigate the path to financial stability together.
At Divine Path Financial Group, our mission is to guide our clients on their unique financial journeys by providing expert advice, tailored solutions, and unwavering support
331 Newman Springs Road Suite 143 Red Bank, NJ 07701 Mailing Address P.O. Box 17 Manahawkin, NJ 08050
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