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What is Your Divine Path To Financial Freedom?
Planning for retirement can be overwhelming, when it comes to taxes.
Living Benefits are the new kind of life insurance. In short, it's life insurance you don't have to die to use.
Legacy planning goes beyond determining who gets what after you are no longer here.
With a (BLP), you can allocate existing funds to help cover expenses your family is likely to incur in the months following your passing.
Learn how Infinite Banking uses permanent cash-value life insurance policies to grow money in a tax-advantaged way.
Unlock Financial Stability and Growth with Indexed Annuities
Premium finance is a strategy in which a policyholder borrows from a third-party lender (a bank) in order to pay large life insurance premiums on a large policy.
As parents, we all love and want what's best for our kids. This includes wanting the best for their future financially.
If you own a home and are currently paying off a mortgage, you should have mortgage protection life insurance in place, also known as home life insurance.
Planning and Protection for Business Owners
Our partnership with Colonial Life provides critical support to employees when the unexpected happens — whether it’s an accident, illness or injury.
Learn how Infinite Banking uses permanent cash-value life insurance policies to grow money in a tax-advantaged way, increase liquidity, and ultimately grow wealth.
Infinite Banking is a transformative financial strategy that allows individuals to take control of their financial future. By leveraging a permanent insurance policy, you can harness the power of self-financing to accumulate wealth and manage your cash flow. This approach to personal finance offers a compelling blend of security, growth, and tax advantages. Owning life insurance is a smart idea for anyone who earns money and has a family, but life insurance for homeowners is an absolute must. The last thing any parent or spouse wants to do is leave behind a big mortgage debt for their surviving family to pay off after just having lost a loved one (and a big portion of the family’s income in the process).
At the heart of Infinite Banking is the cash value component of a permanent life insurance policy. Your premium payments contribute to this cash value, which is tied to a stock market index, offering potential for higher returns while mitigating risks with a floor to protect against market downturns. You can tap into this cash value via policy loans, effectively creating a personal line of credit to finance your needs or investments.
Take a second and imagine you have a money-making machine in your garage or basement. This machine prints money all day long and always prints enough to cover your mortgage payments. Would you take just a tiny portion of that printed money to insure that machine in case it breaks down?
Leverage your own money to create arbitrage opportunities and grow your wealth over time.
Permanent life insurance offers downside protection that protects your cash value when the market goes down and captures gains when the market goes up.
The growth of the cash value in a permanent policy is tax-deferred, with your cash value being accessible via tax-free policy loans.
Permanent life insurance coverage safeguards your financial picture throughout your Infinite Banking journey.
Infinite Banking is not for everyone, and is best suited for people who have a firm grasp on concepts like leveraging and debt. It requires a strategic approach and a commitment to long-term financial planning. For those who fit the concept, Infinite Banking can bring powerful leveraging, liquidity, and wealth generation opportunities.
Embarking on Infinite Banking with a permanent life policy begins with finding an experienced life insurance professional who can tailor the policy to your unique financial situation. They will work with you to ensure your policy is structured to take full advantage of the Infinite Banking concept, aligning with your goals for growth, protection, and liquidity.
Our articles provide valuable tips and in-depth analysis to help you secure your financial future and make informed decisions. Whether you’re planning for retirement, protecting your wealth, or seeking strategies for sustainable growth, our blog is your trusted resource for achieving financial peace of mind and building a legacy of security and prosperity. Join us as we navigate the path to financial stability together.
At Divine Path Financial Group, our mission is to guide our clients on their unique financial journeys by providing expert advice, tailored solutions, and unwavering support
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