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Protect your largest asset!

If you own a home and are currently paying off a mortgage, you should have mortgage protection life insurance in place, also known as home life insurance.‍

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Why Mortgage Protection Insurance?

Mortgage Protection plans provide the protection of both a death benefit and Living Benefits, meaning that no matter what life throws your way, you'll be able to access much-needed funds. It's the smart, forward-thinking solution for any homeowner. Owning life insurance is a smart idea for anyone who earns money and has a family, but life insurance for homeowners is an absolute must. The last thing any parent or spouse wants to do is leave behind a big mortgage debt for their surviving family to pay off after just having lost a loved one (and a big portion of the family’s income in the process).

Why own a Mortgage Protection Policy?

Financial Protection for Your Loved Ones

One of the primary benefits of a mortgage protection plan is that it provides financial protection for your loved ones in the event of your death. If you pass away during the term of the mortgage, the plan pays off the remaining balance, ensuring that your family members can continue to live in the house without the burden of mortgage payments.

Flexibility and Customization

Mortgage protection plans can be tailored to meet your specific needs. You have the flexibility to choose the coverage amount and duration that aligns with your mortgage and financial goals. This customization allows you to have a plan that fits your budget and provides adequate coverage for your mortgage.

Peace of Mind

Living Benefits provides financial support if you are diagnosed with a specified critical illness such as cancer, heart attack, or stroke. If you are diagnosed with a covered illness, the plan will pay a lump sum benefit that can be used to cover medical expenses, mortgage payments, or any other financial obligations you may have. This benefit can offer significant relief during a challenging time, allowing you to focus on your recovery without worrying about losing your home. Any Living Benefits claim offer can always be declined if you wish, but having options is always better than not having options, especially after a major unexpected health event.

Divine Path Financial Group

"It saved the house. It saved us financially."

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Jim Johnston was healthy – he surfed, he golfed, and was active. He had no reason to think he was going to get diagnosed with cancer. When he discovered a lump under his jawline while shaving, his world was changed in an instant. Watch as Jim and his wife Anne relive his unexpected throat cancer diagnosis, and how his Living Benefits life insurance policy ultimately saved them from financial disaster.

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