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Planning for retirement can be overwhelming, when it comes to taxes.
Living Benefits are the new kind of life insurance. In short, it's life insurance you don't have to die to use.
Legacy planning goes beyond determining who gets what after you are no longer here.
With a (BLP), you can allocate existing funds to help cover expenses your family is likely to incur in the months following your passing.
Learn how Infinite Banking uses permanent cash-value life insurance policies to grow money in a tax-advantaged way.
Unlock Financial Stability and Growth with Indexed Annuities
Premium finance is a strategy in which a policyholder borrows from a third-party lender (a bank) in order to pay large life insurance premiums on a large policy.
As parents, we all love and want what's best for our kids. This includes wanting the best for their future financially.
If you own a home and are currently paying off a mortgage, you should have mortgage protection life insurance in place, also known as home life insurance.
Planning and Protection for Business Owners
Our partnership with Colonial Life provides critical support to employees when the unexpected happens — whether it’s an accident, illness or injury.
If you own a home and are currently paying off a mortgage, you should have mortgage protection life insurance in place, also known as home life insurance.
Mortgage Protection plans provide the protection of both a death benefit and Living Benefits, meaning that no matter what life throws your way, you'll be able to access much-needed funds. It's the smart, forward-thinking solution for any homeowner. Owning life insurance is a smart idea for anyone who earns money and has a family, but life insurance for homeowners is an absolute must. The last thing any parent or spouse wants to do is leave behind a big mortgage debt for their surviving family to pay off after just having lost a loved one (and a big portion of the family’s income in the process).
A Mortgage Protection Plan is the smartest, most efficient way to safeguard your most important assets. These simple, affordable plans protect you and your family from slipping into foreclosure if unexpected events occur that could threaten your ability to make your mortgage payments on time.
Take a second and imagine you have a money-making machine in your garage or basement. This machine prints money all day long and always prints enough to cover your mortgage payments. Would you take just a tiny portion of that printed money to insure that machine in case it breaks down?
One of the primary benefits of a mortgage protection plan is that it provides financial protection for your loved ones in the event of your death. If you pass away during the term of the mortgage, the plan pays off the remaining balance, ensuring that your family members can continue to live in the house without the burden of mortgage payments.
Mortgage protection plans can be tailored to meet your specific needs. You have the flexibility to choose the coverage amount and duration that aligns with your mortgage and financial goals. This customization allows you to have a plan that fits your budget and provides adequate coverage for your mortgage.
Living Benefits provides financial support if you are diagnosed with a specified critical illness such as cancer, heart attack, or stroke. If you are diagnosed with a covered illness, the plan will pay a lump sum benefit that can be used to cover medical expenses, mortgage payments, or any other financial obligations you may have. This benefit can offer significant relief during a challenging time, allowing you to focus on your recovery without worrying about losing your home. Any Living Benefits claim offer can always be declined if you wish, but having options is always better than not having options, especially after a major unexpected health event.
Jim Johnston was healthy – he surfed, he golfed, and was active. He had no reason to think he was going to get diagnosed with cancer. When he discovered a lump under his jawline while shaving, his world was changed in an instant. Watch as Jim and his wife Anne relive his unexpected throat cancer diagnosis, and how his Living Benefits life insurance policy ultimately saved them from financial disaster.
Our articles provide valuable tips and in-depth analysis to help you secure your financial future and make informed decisions. Whether you’re planning for retirement, protecting your wealth, or seeking strategies for sustainable growth, our blog is your trusted resource for achieving financial peace of mind and building a legacy of security and prosperity. Join us as we navigate the path to financial stability together.
At Divine Path Financial Group, our mission is to guide our clients on their unique financial journeys by providing expert advice, tailored solutions, and unwavering support
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