Follow Us On:
Embrace Your Future with Divine Path Financial Group!
Living Benefits Case Studies
Strengthening Communities Through Faith and Action
What is Your Divine Path To Financial Freedom?
Planning for retirement can be overwhelming, when it comes to taxes.
Living Benefits are the new kind of life insurance. In short, it's life insurance you don't have to die to use.
Legacy planning goes beyond determining who gets what after you are no longer here.
With a (BLP), you can allocate existing funds to help cover expenses your family is likely to incur in the months following your passing.
Learn how Infinite Banking uses permanent cash-value life insurance policies to grow money in a tax-advantaged way.
Unlock Financial Stability and Growth with Indexed Annuities
Premium finance is a strategy in which a policyholder borrows from a third-party lender (a bank) in order to pay large life insurance premiums on a large policy.
As parents, we all love and want what's best for our kids. This includes wanting the best for their future financially.
If you own a home and are currently paying off a mortgage, you should have mortgage protection life insurance in place, also known as home life insurance.
Planning and Protection for Business Owners
Our partnership with Colonial Life provides critical support to employees when the unexpected happens — whether it’s an accident, illness or injury.
One of the most compelling advantages of Tax-Free Retirement with IUL is the ability to generate a tax-free income stream during your retirement years. As you contribute to your policy, the cash value grows on a tax-deferred basis. When it's time to withdraw funds, you can access them without incurring any tax liabilities, allowing you to maximize your retirement income and keep more of your hard-earned money in your pocket.
Tax-Free Retirement with IUL provides you with the opportunity to participate in market-linked growth. The cash value of your policy is tied to market indices, allowing it to grow over time. An indexing strategy allows the safety of a 0% floor, meaning that the worst your cash value can be credited in any period is 0%. With the indexed strategy, you never lose a dime of your accumulated cash value due to a downturn in the market. This means that as the market performs well, your retirement savings have the potential to increase. Conversely, if the market performs poorly, your retirement savings are protected from losses.
Beyond the tax advantages, IUL ensures that your loved ones are protected with a death benefit. In the unfortunate event of your passing, your beneficiaries will receive a large tax-free lump sum payout, helping provide financial stability during a difficult time. Our IUL policies also come with free Living Benefits features, which would allow you access to your policy’s death benefit while you’re still alive should you suffer a serious illness or injury during your lifetime.
The earlier you begin planning and investing for your future, the more time you have to accumulate funds and maximize your tax savings.
Tax-Free Retirement with IUL is a smart and strategic approach to building your retirement nest egg. By leveraging the unique features of an IUL insurance policy, you can enjoy a tax-efficient retirement income while simultaneously protecting the financial future of your loved ones.
An IUL designed for tax-free retirement offers tax advantages, market-linked growth potential, and the flexibility you need to build a financially secure retirement. Start planning for the retirement you deserve and enjoy the peace of mind that comes with tax-free income.
Our articles provide valuable tips and in-depth analysis to help you secure your financial future and make informed decisions. Whether you’re planning for retirement, protecting your wealth, or seeking strategies for sustainable growth, our blog is your trusted resource for achieving financial peace of mind and building a legacy of security and prosperity. Join us as we navigate the path to financial stability together.
At Divine Path Financial Group, our mission is to guide our clients on their unique financial journeys by providing expert advice, tailored solutions, and unwavering support
331 Newman Springs Road Suite 143 Red Bank, NJ 07701 Mailing Address P.O. Box 17 Manahawkin, NJ 08050
Copyright © 2022-2024 Divine Path Financial Services. All Rights Reserved.