Terms of Service

Effective Date: February 14, 2026

By accessing or using the website, services, forms, messaging programs, or content provided by Divine Path Financial Services LLC (“we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree to these Terms, do not use our services.

1. Eligibility

You must be at least 18 years of age to access or use our services. By using this website or any associated services, you represent that you meet this eligibility requirement.

2. Services

Divine Path Financial Services LLC provides financial education, planning guidance, insurance-related information, wealth-building resources, and related communications. Services may include email, SMS/MMS messaging, educational materials, appointment scheduling, and service updates.

3. Messaging Program Disclosure (SMS / A2P Compliance)

Business Name: Divine Path Financial Services LLC

Program Description:
By opting in, you agree to receive SMS and MMS messages from Divine Path Financial Services. These messages may include educational financial content, appointment reminders, account or policy-related notifications, compliance communications, service updates, and relevant informational or promotional messages related to financial planning, insurance, and wealth-building services.

Method of Consent

Customers opt in to receive SMS messages from Divine Path Financial Services by voluntarily entering their phone number into a website form that clearly discloses message purpose, low-frequency expectations, and opt-out instructions.

Proof of consent is maintained and available at: https://divinepathfinancial.com/contact-us

Opt-Out Instructions

You can cancel the SMS service at any time by texting STOP to the phone number from which you received the message. After you send STOP, we will send you a confirmation message indicating that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

If you wish to re-enroll, you may sign up again using the original opt-in method.

Help Instructions

If you are experiencing issues with the messaging program, reply HELP to any message for assistance, or contact us directly at:
Email: [email protected]
Phone: 616-205-9032

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

Message & Data Rates

Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary but is intended to be low volume based on your engagement with our services. If you have questions about your text or data plan, please contact your wireless provider.

4. Acceptable Use

You agree not to use this website or our services in a way that violates any applicable laws, regulations, or third-party rights, or that is fraudulent, abusive, misleading, or harmful.

5. Intellectual Property

All content, trademarks, logos, text, graphics, and materials on this website are the property of Divine Path Financial Services or its licensors and are protected by applicable intellectual property laws. Unauthorized use is prohibited.

6. Disclaimers

Our services and content are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding accuracy, completeness, or suitability of information provided.

7. Limitation of Liability

To the fullest extent permitted by law, Divine Path Financial Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.

8. Privacy Policy

Your use of the services is also governed by our Privacy Policy, which is incorporated into these Terms by reference and available at:
https://www.divinepathfinancial.com/privacy-policy

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.

10. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to this page with an updated effective date.

11. Contact Information

Divine Path Financial Services LLC
331 Newman Springs Road, Suite 143
Red Bank, NJ 07701

Email: [email protected]
Phone: 616-205-9032

If you have questions regarding these Terms of Service, please contact us using the information above.